Planning The Journey

Canstar recently carried out a survey of 2500 individuals in which two-thirds of participants said they do not have a long-term savings plan and only 1 in 4 think banks are a good place to go for financial advice. Not planning for the future is like driving in a...

The Green Investment Market

Recent climate change publicity provides the ideal introduction to a discussion about the worldwide increase in socially responsible investing (SRI). This growing trend especially appeals to millennials, who want their money to be invested in companies with a strong...

Surviving Volatile Markets

In the last quarter of 2018 and early 2019, investment and KiwiSaver portfolio’s lost value due to volatility in markets.  Over the last three months they have regained most of the lost value and as there have been no flashing headlines you may be unaware. ...

Smarter Budgeting

Smarter budgeting Making rough mental calculations is not a smart way to manage your money.  It’s unlikely you will ever have money left over for savings and investing, which means you will have very little chance of increasing your wealth. Most people don’t manage...

KiwiSaver – The first 10 years

From a fledgling scheme in 2007, the brainchild of Sir Michael Cullen has grown to accommodate 2.8 million members. When launched on July 2, 2007, no one expected the scheme to be as popular as it has been. KiwiSaver was dreamed up by Sir Michael while on his summer...

KiwiSaver – the four basics

While KiwiSaver has been with us now for ten years it remains that many New Zealanders are not making the most of the scheme. These four basic steps are a good start to grow your retirement savings. 1. Join – it goes without saying, for most New Zealanders the...